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Games / Week 7 / Charlotte @ Temple
32
Away
49ers
#138 · 0-6
Week 7 · ESPN+ · Lincoln Financial Field
Philadelphia, PA · 62° Fair · 14 mph
All-time series
Charlotte 0 – 3 Temple
3 since 2015 · TEM 3 straight
Last 2025 Temple 49–14
55
Owls
#103 · 2-4
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Pick a winner · locks at kickoff

Straight up, vs our line. Sign in to save a pick.

Model vs market

Temple is favored: 88% to win, by about 18 points.

Betting markets like Temple a bit more (91%, by 21.3).

Our model 88%Market 91%
Win chanceExpected margin
Our model88%Temple by 17.8
Betting market91%Temple by 21.3
Difference3 pts3.4 pts

Gaps this small have landed on our side 49% of the time (891 games, 2019–2024): a lean, not a call. Track record →

The Matchup

CharlottevsTemple
52
QB
1,415 yds · 8 TD · 8 INT
QB
TEM +21
73
QB
891 yds · 7 TD · 0 INT
63
RB
208 yds · 1 TD · 3 rec
RB
TEM +5
68
RB
449 yds · 2 TD · 8 rec
68
WR
14 rec · 268 yds · 2 TD
WR
TEM +1
69
WR
12 rec · 234 yds · 2 TD
54
TE
0 rec · 0 yds · 0 TD
TE
TEM +15
69
TE
12 rec · 142 yds · 1 TD
53
OL
0 starts
OL
TEM +21
74
OL
73
DL
13 tkl · 1 sacks · 3.5 TFL
DL
CLT +1
72
DL
6 tkl · 1 sacks · 2 TFL
LB
CLT +5
68
LB
53 tkl · 2 TFL · 1 sacks
DB
even
70
CB
12 tkl · 0 INT · 3 PD
Same job, both sides — who is most likely to play, not the highest chip. Listed Out is skipped; Questionable stays in.
Market line historyWhat’s this?

Opened Temple -23.3, now -21.3: moved 2 points toward Charlotte

Model track record
A public, timestamped record of every prediction vs. the market starts with the next update. Never gated.